What Visa earnings tell us about the state of the payments industry

Visa’s Fiscal Q3 2024 results reveal insights into the state of the economy and consumers. The company’s revenue drivers include service, data processing, and international transaction revenues. Despite a 9.6% YoY increase in net revenue, growth rates vary across regions, with Europe showing stronger growth than the U.S. Payment volume is a key driver, with Visa’s Value-Added Services generating over $2 billion. Cross-border volumes indicate e-commerce growth, while client incentives reflect competition dynamics. Visa’s guidance suggests continued growth, with potential impacts on companies like PayPal, Square, and Shopify. The complex web of revenue sources requires a careful analysis to glean meaningful insights.

https://www.popularfintech.com/p/what-visa-earnings-really-tell-us

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